Credit Analyst

An exciting opportunity is available to join ADP as a Credit Analyst

The Credit Analyst is an integral member of the Finance team for the ES Canada business. This role helps oversee the entire credit lifecycle of a client, making decisions from the on-boarding process through to monitoring accounts on an ongoing basis. Essential functions include providing independent credit analysis and making credit decisions within assigned authority for new and existing client risk relationships while ensuring compliance with internal guidelines and policies.

A little about ADP: We are a global leader in human resources technology, offering the latest AI and machine learning-enhanced payroll, tax, human resources, benefits, and much more. We believe our people make all the difference in cultivating an inclusive, down-to-earth culture that welcomes ideas, encourages innovation, and values belonging. We’ve received recognition as a global Best Places to Work and a recipient of many prestigious awards for diversity, equity, and inclusion, including a DiversityInc® Top 50 Company, Best CEO and company for women, LGBTQ+, multicultural talent, and more. As part of our deep DEI commitment, our CEO has joined the OneTen coalition to create one million jobs for Black Americans within ten years. Learn more about DEI at ADP on our YouTube channel: http://adp.careers/DEI_Videos

Duties and responsibilities

Operations & BPI

• Work on identifying areas for process improvements along with developing, maintaining and implementing process solutions for the Credit Risk team
• Monitor client base for changes in predictive risk scores; identify trends that may impact ADP negatively.

Case Resolution

• Ensure all case management and documentation is accurate and in accordance with preset SLAs. Review and oversight on use of current ADP CRM Tool.
• Assist in the management of entire credit lifecycle of clients
• Lead in delivering and performing historical trend and ratio analysis, assesses cash flow, industry risks and any other risk factors to provide risk assessments and recommended actions
• Assist on escalations from Sales, Banking, Implementation and Service Delivery; provide directions while ensuring compliance with ADP Canada Credit Risk Policy and Risk Matrix Business Initiatives.

Relationship Management

• Interact with District Managers and Sales Representatives to gather information relative to a customer being analyzed including communication of credit decisions

Risk Management

• Establish Funding terms and Risk Tiers for all new and existing clients
• Perform enhanced due diligence reviews as it pertains to KYC/AML regulatory requirements for all clients
• Help develop a credit pre-screening matrix for new client sales orders to identify any credit concerns prior to implementation
• Monitor client base for changes in predictive risk scores; identify trends that may impact ADP negatively.

Experience and skills required:

• 2 + years working experience in a Credit Risk environment
• Solid understanding of Credit & Risk Assessment
• Superior knowledge and experience in analyzing financial statements
• KYC/AML experience within Financial Services industry

YOU'LL LOVE WORKING HERE BECAUSE YOU CAN:

• Be yourself in a culture that values equity, inclusion, and belonging and creates a safe space for diverse perspectives and insights.
• Belong by joining one of nine Business Resource Groups where you can connect globally with networks and allies who share common interests and experiences.
• Grow your career in an agile, dynamic environment with plenty of opportunities to progress.
• Continuously learn through ongoing training, development, and mentorship opportunities.
• Focus on your mental health and well-being. We're here to provide exceptional service to our clients, and none of that happens without each of us taking care of ourselves and being there for one another.
• Join a company committed to giving back and generating a lasting, positive impact upon the communities in which we work and live.

What are you waiting for? Apply today!

Diversity, Equity, Inclusion & Equal Employment Opportunity at ADP: ADP is committed to an inclusive, diverse and equitable workplace, and is further committed to providing equal employment opportunities regardless of any protected characteristic including: race, color, genetic information, creed, national origin, religion, sex, affectional or sexual orientation, gender identity or expression, lawful alien status, ancestry, age, marital status, protected veteran status or disability. Hiring decisions are based upon ADP’s operating needs, and applicant merit including, but not limited to, qualifications, experience, ability, availability, cooperation, and job performance.

Ethics at ADP: ADP has a long, proud history of conducting business with the highest ethical standards and full compliance with all applicable laws. We also expect our people to uphold our values with the highest level of integrity and behave in a manner that fosters an honest and respectful workplace. Click https://jobs.adp.com/life-at-adp/ to learn more about ADP’s culture and our full set of values.